TML Credit Consulting
Repair Your Credit Today!
See results as fast as 30-90 days!
Are you ready to Transition with Tara?
Schedule your appointment today and become one step closer to financial freedom!
How it works:
4 Easy Steps to Credit Repair
STEP ONE
Retrieve credit report
You will be required to provide us with your credit reports from all three credit bureaus: Equifax, Transunion, and Experian. We ask that you use MyScoreIQ.com to pull all three of your credit reports and use their $1.00 trial for 7 days. This includes identity protection.
STEP TWO
Analyze your report
We provide you with an in-depth credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that pull your credit score down and provide you with actionable steps to get your score back up. Additionally, we give you step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.
STEP THREE
Dispute & Correct
We load all the inaccurate, misleading, and unverifiable information into our system and begin by challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them to all bureaus and wait 30 to 45 days for updates.
STEP FOUR
Update your report
Once the updated credit reports come back from the bureaus, we analyze the updates for any inaccurate, misleading, and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading, and unverifiable items or those that may remain on your reports. Most clients experience results within 45 to 60 days and stay in the program for up to 6 months.
At TML Credit Consulting, our mission is to empower you with expert credit repair, business credit, budgeting, and wealth investing. Transitioning to a financially stable, debt free life is something everyone deserves. Join us today!
Some sobering statistics:
- Over 50% of Americans live paycheck to paycheck (MagnifyMoney)
- 58% of Americans have less than $1,000 saved (Go Banking Rates)
- 20% of Americans don’t save any of their annual income (CNBC, Bankrate)
- Americans hold a total of 1 Trillion in credit card debt with an average interest rate of 17.89% for new cards and 14.52% on existing cards (Wallet hub)
Future
Tara Lewis, CEO
TML Partners
The Credit Builder Card is a $200 secured credit card through First Progress. You can get up to TWO separate cards with this company. Get both; this will help you build your credit faster. This card requires a 30% monthly utilization rate. Therefore, your balance must be $60 or under by the bill’s closing statement date. Exceeding this balance will dramatically affect your credit score. Make one payment 15 days after purchase & make a second payment for the remaining balance before the due date. This process will report as two payments per month.
CREDIT/DEBIT CARD ONLY: Click Here.
My Score IQ offers active credit monitoring, which allows you to stay on top of your FICO® Scores. You also receive monitoring alerts for suspicious activity such as new credit inquiries, new loans, and delinquent accounts reported in your name. Along with credit monitoring, you will receive identity theft protection with multi-level benefits. These benefits include tracking for the use of your Social Security number, dark web monitoring, enhanced change of address notifications, and searching national and international criminal record databases for identity thieves committing crimes in your name.
DISCLAIMER:
Thank you for putting your trust in TML Credit Consulting. We believe in honesty, fairness, and transparency. We want to inform you that we may receive commissions when you click our links and make purchases. However, this does not impact our reviews and comparisons. We try our best to keep things fair and balanced to help you make the best choice for you.
TML Credit Consulting welcomes all clients, regardless of race, gender, age, religion, or background. We are committed to providing inclusive, unbiased financial services to everyone.